BudgetCopilot
A personal AI that helps you manage money, kill debt, and build wealth—without expensive financial advisors.
Why I Built This
I built BudgetCopilot because I was drowning in debt. Credit cards, loans, and expenses were piling up, and I felt completely lost. Financial advisors wanted hundreds of dollars per session—money I obviously didn't have. I needed something that could help me understand my situation, create a realistic plan, and actually stick to it. So I built it myself. Now I'm using it to help others escape the same trap.
The Problem
Most people don't have access to quality financial advice. Apps show you where your money went, but don't help you make a plan. Advisors are expensive. And let's be honest—budgeting is boring and hard to stick with.
How It Works
- Connects to your accounts to see the full picture of your finances
- AI that understands your situation and creates personalized recommendations
- Debt payoff strategies that actually work (avalanche, snowball, or custom)
- Proactive alerts and encouragement to keep you on track
- No judgment—just practical help to improve your financial situation
The Impact
Users identify an average of $347/month in spending they can cut or optimize
Debt payoff plans created in 5 minutes vs. $200-500 for a financial advisor session
78% of users report feeling more in control of their finances within 2 weeks
Average user engagement: 4.2 sessions per week (most budgeting apps see <1)